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Life Events/Housing & Home

Housing Crisis

When where you live is no longer certain.

A housing crisis is rarely just one problem. It disrupts sleep, safety, finances, and every plan you had for the week ahead. Holding things together when your housing is unstable takes enormous focus. Getting help early is one of the most practical things you can do right now.

8 guides
31 actions

Your plan includes

8 guides. 31 concrete actions.

Each guide focuses on one area of this life event. Inside each guide, the AI walks you through specific actions with deliverables, deadlines, and resources.

01

Establish Immediate Safety and Shelter

Start by figuring out where the household can safely be tonight and this week. This guide addresses physical safety, emotional stabilization, and the most urgent shelter decisions before anything else.

Acknowledge the fear and name what is happeningDetermine where the household will be tonightIdentify immediate safety risksSet this week's survival priorities
02

Understand Notices, Rights, and Deadlines

Clarify what the landlord, lender, court, or utility situation actually means. This guide helps decode notices, identify real deadlines, and understand what rights and protections apply before time runs out.

Identify the type of housing threatDecode the notice or legal actionMap critical deadlines and response windowsUnderstand tenant or homeowner rights
03

Choose a Prevention or Displacement Path

Decide whether the goal is to stay in current housing, delay the loss, or move into emergency or temporary housing. This guide frames the branching point so the user can commit to a path while options remain open.

Assess whether staying is still possibleExplore negotiation or delay optionsEvaluate emergency and transitional housing optionsCommit to a path and build the immediate plan
04

Protect Documents, Medications, and Continuity

Secure the items that keep daily life functioning before access becomes harder. This guide covers identity documents, medications, mail, financial records, and other essentials that are easy to lose under crisis pressure.

Secure identity and financial documentsProtect medications and medical accessEstablish mail and communication continuitySafeguard digital accounts and records
05

Coordinate Supporter and Temporary Housing

Set role limits, safety rules, and duration expectations when staying with family, friends, or other temporary hosts. This guide helps both sides navigate a situation where generosity and pressure coexist.

Set expectations and ground rules with the hostEstablish safety and privacy boundariesCreate a realistic timeline and exit plan
06

Protect Children, Dependents, and Pets

Preserve safety, school continuity, routines, custody arrangements, and care access for children, elderly dependents, people with disabilities, and pets during housing disruption.

Secure school continuity and McKinney-Vento protectionsStabilize medical and care routines for dependentsAddress custody, safety, and emotional impact on childrenArrange safe temporary care for pets
07

Activate Legal, Housing, and Emergency Resources

Connect with housing counseling, legal aid, shelter systems, coordinated entry, and emergency assistance programs while the options with the most leverage are still available.

Contact legal aid before your court dateConnect with HUD-approved housing counselingAccess emergency assistance programsNavigate shelter or coordinated-entry systems
08

Plan Rehousing and Stabilization

Move from immediate survival toward a workable next housing arrangement. This guide covers eligibility, applications, credit or legal barriers, and sustaining daily life during the transition from crisis to stable housing.

Assess rehousing eligibility and barriersBegin housing applications and waitlistsAddress credit, legal, and rental history barriersBuild a daily-life stabilization plan during transition

Ready to navigate housing crisis?

Answer a few questions about your situation. Gaite builds a personalized plan with the guides and actions most relevant to you.

Personal plans start at $10/month. Family plans $25/month for up to 5 members. Cancel anytime.