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Life Events/Financial Planning

Estate and Legacy Planning

Your wishes deserve more than good intentions.

Estate planning involves more decisions than most people expect, and each one carries real weight. It touches family relationships, finances, healthcare, and who gets to act when you cannot. Starting this process at all says a lot about how much you care. There is no reason to figure it all out alone.

8 guides
27 actions

Your plan includes

8 guides. 27 concrete actions.

Each guide focuses on one area of this life event. Inside each guide, the AI walks you through specific actions with deliverables, deadlines, and resources.

01

Readiness and Planning Scope

Name why this matters now, what risks cannot wait, and how large the planning effort actually is. This guide turns vague awareness into a concrete sense of scope and urgency.

Name what is driving this planning nowAudit the current state of existing planningDefine the full scope of what needs to happen
02

Core Decision-Makers and Incapacity Planning

Choose who can act if the person becomes unable to make their own decisions. This guide covers healthcare agents, powers of attorney, and backup decision-makers.

Identify who should hold decision-making authorityChoose a healthcare agent and document care preferencesEstablish durable power of attorneyName backup decision-makers and document contingencies
03

Wills, Trusts, and Beneficiary Alignment

Match legal tools to the person's actual assets, family situation, and goals. This guide helps distinguish what a will covers, when a trust is warranted, and why beneficiary designations must align with the overall plan.

Determine what legal instruments are neededInventory assets and ownership structuresAlign beneficiary designations across all accountsAddress probate and tax exposure
04

Dependents, Guardianship, and Special Situations

Cover the extra complexity that standard planning templates miss. This guide addresses guardianship for minor children, special needs trusts, pet provisions, business succession, and blended family protections.

Evaluate guardianship options for minor childrenSet up protections for disabled dependents or pets requiring ongoing carePlan for business succession or ownership transferResolve blended family and non-standard beneficiary protections
05

Document Execution and State-Valid Completion

Turn drafted documents into legally enforceable instruments. This guide covers signing, witnessing, notarization, and jurisdiction-specific requirements so nothing is left in draft status.

Verify execution requirements for each documentExecute all documents with proper formalitiesConfirm legal enforceability of completed documents
06

Storage, Access, and Backups

Make sure the right people can find and use what exists when it matters. This guide covers where to store originals, how to ensure emergency access, and how to maintain secure backups.

Choose storage locations for originals and copiesCreate a master document inventorySet up emergency access for trusted individuals
07

Family Communication and Expectation Management

Reduce surprise and avoidable conflict by deciding what to communicate, to whom, and when. This guide helps navigate difficult conversations around unequal choices, estrangement, blended families, and unconventional directives.

Decide what to communicate and to whomPrepare for difficult conversationsHave the conversations and document outcomes
08

Review and Update Cadence

Keep the plan current by building a review cycle tied to specific life triggers. This guide covers when updates are needed, what to check, and how to avoid quiet drift between the plan and reality.

Identify life triggers that require plan updatesSchedule a regular review cycleCreate a plan review checklist

Ready to navigate estate and legacy planning?

Answer a few questions about your situation. Gaite builds a personalized plan with the guides and actions most relevant to you.

Personal plans start at $10/month. Family plans $25/month for up to 5 members. Cancel anytime.